Terms and Conditions

Terms & Conditions

Effective Date: 01/01/2025

1. Introduction
   Welcome to Minimal Risk Solutions Ltd. (“Company,” “we,” “our,” or “us”). By using our services, including SMS communications, you agree to the following Terms & Conditions.

2. Types of Messages You May Receive
   By opting into our SMS notifications, you may receive text messages related to:

• Appointment reminders
• Order alerts
• Account notifications
• Service updates and alerts

3. Messaging Frequency
   Messaging frequency may vary based on your interaction with our services. You may receive messages more frequently if you are actively engaging with our services.

4. Message and Data Rates
   Message and data rates may apply depending on your mobile carrier’s plan.

5. Opt-Out and Assistance
   To opt out of SMS messages at any time, text STOP.
   For assistance, text HELP or visit our website at www.ftlquotes.com.

6. Privacy Policy and Terms of Service
   For more information on how we handle your data, please review our:

• Privacy Policy

7. Changes to These Terms
   We may update these Terms & Conditions from time to time. Continued use of our services constitutes acceptance of any changes.

8. Contact Us
   For any questions regarding these Terms & Conditions, please contact us at:
   Minimal Risk Solutions Ltd.
   Calin Tibu
   info@ftlquotes.com